Skip to content
ORINCORE

Sales and business operations

Custom Loan Origination and Loan Management Software Development

Lenders need to take applications, verify borrowers, approve loans, track repayments and chase collections without losing control or audit trails. A loan management system (LMS) automates that lifecycle.

Orincore builds loan origination and management software for NBFCs, microfinance institutions, cooperatives, fintech start-ups and private lenders, with workflows matched to your products and approval rules.

See our work

What your loan management software can include

We build only the modules you need and add the rest later, so you are never paying for a bloated package.

  • Application and onboarding

    Digital forms, document upload and applicant verification flows.

  • KYC and verification

    Integration with identity and credit-bureau services where available.

  • Approval workflows

    Multi-level approvals, credit rules and audit trails.

  • Loan accounts and EMI schedules

    Interest calculation, repayment schedules, part-payments and closure.

  • Collections and reminders

    Overdue tracking, reminders and field-collection tools.

  • Reporting and dashboards

    Portfolio, disbursement and delinquency reports for management.

Who it is for

  • NBFCs, cooperatives and microfinance institutions
  • Fintech start-ups building lending products
  • Private lenders and chit funds
  • Businesses offering instalment financing

What to plan for

Practical points we cover with you before building.

  • Lending regulation

    Lending is regulated, for example by the RBI's digital lending guidelines in India or local regulators elsewhere. We build configurable rules and audit trails, and you remain responsible for regulatory compliance.

  • Security and audit

    Financial data needs strong access control, encryption and complete audit logs, which we design in from the start.

How we build it

A clear, milestone-based process with a written estimate before any work begins.

  1. 01

    Scope

    A short call to understand your process, users and priorities, then a written scope and estimate.

  2. 02

    Design

    Clickable designs and data flows you can review before development starts.

  3. 03

    Build in phases

    Working releases every one to two weeks, starting with the module that matters most.

  4. 04

    Launch and support

    Testing, launch, documentation and up to 2 months of free support, maintenance and bug fixes.

Services behind this solution

How we price projects

Frequently asked questions

Can you build a loan origination system with KYC?

Yes. We integrate with KYC and credit-bureau providers you choose and build the approval workflow around your policy.

Can it support different loan products?

Yes. Interest methods, tenures, fees and schedules are configurable per product.

Do you offer a mobile app for borrowers and agents?

Yes. We can build borrower and field-agent apps connected to the same system.

Do you provide support after launch?

Yes. Every project includes up to 2 months of free support, maintenance and bug fixes after launch, counted from the day we hand the application over to you to launch. After that period, we do not provide free support: any further support, maintenance or changes to the service are paid, and we agree the price with you in writing before work starts.

Related solutions

Ready to discuss your project?

Tell us what you want to build. You will get a written estimate range and clear next steps, with no obligation. Every project includes up to 2 months of free support after launch.

Or use the full contact pageChat on WhatsApp